Margin trading · for licensed brokers
Lend against shares with the risk in plain sight.
For brokers holding a margin-trading licence. Collateral is revalued on every price move, loan-to-value is watched per client, and margin calls go out by app and SMS before a position becomes a problem.
Risk desk · Client 0412
Loan-to-value, live
How it works
From collateral to call, automatically.
- 01
Value collateral
Pledged shares are valued at the latest price, then reduced by the haircut you set per scrip. - 02
Watch loan-to-value
Each client's loan is compared with collateral after haircut, continuously during market hours. - 03
Send the call
Cross your call level and the client gets an app alert and SMS with the amount and deadline. - 04
Follow through
Top-ups, sell-downs and interest are posted, and the risk desk sees every open call.
Your rules
Haircuts, limits and call levels set with your risk team.
- Eligible scrip list and haircut per scrip or group
- Limits per client, per scrip and for the whole book
- Call level and sell-down level per product
- Every change logged with who made it
Settings · values set with your risk team
Collateral haircuts
| Scrip | Group | Haircut |
|---|---|---|
| NABIL | A | 30% |
| NTC | A | 30% |
| UPPER | B | 40% |
| API | B | 40% |
| New listing | Not eligible | 100% |
Values shown are illustrative samples, not regulatory figures. Your configuration follows SEBON's current directive and your approved policy.
The client side
Clients see their margin health before you have to call.
- Margin status on the app home screen
- Top up by eSewa, Khalti or ConnectIPS from the alert
- Interest and margin statements to download
Your Brokerage
Namaste, Aarati
Portfolio value
Rs. 1,92,973.00
LTV 42% · call at 60%
NABIL
120 units
Rs. 61,488.00
UPPER
300 units
Rs. 64,410.00
API
250 units
Rs. 67,075.00
For the risk desk
One view of the whole margin book.
Exposure by scrip
Open calls
Interest accrual
Reports
Risk desk · call level 60% (set per broker)
Margin book by loan-to-value
| Client | Loan | Collateral after haircut | LTV | Status |
|---|---|---|---|---|
| Client 0412 | Rs. 4,20,000.00 | Rs. 6,66,700.00 | 63% | Call sent |
| Client 0871 | Rs. 2,50,000.00 | Rs. 4,46,400.00 | 56% | Watch |
| Client 1033 | Rs. 1,80,000.00 | Rs. 4,28,600.00 | 42% | Healthy |
| Client 0129 | Rs. 95,000.00 | Rs. 3,16,700.00 | 30% | Healthy |
Questions
About margin trading
Who can use this module?
Are the haircuts and limits fixed by LSNEP?
Can margin calls be sent outside market hours?
Related modules
Works with
Client app
Portfolio, ledger, collateral, top-ups, contract notes, alerts and support in one app with your name on it.
ExploreWeb portal and website
A fast, searchable website and a signed-in client portal that mirrors the app.
ExploreAccount opening and CRM
Clients open accounts online with national ID, demat and Meroshare details; every lead is tracked to funded.
ExploreSupport desk
Every question becomes a ticket with an owner, a status and a reply time.
ExploreBack office
Client ledgers, settlement tracking, commission and SEBON/NEPSE fees, and payouts across branches.
ExploreCharts and market insights
Candlestick charts, indicators, screeners, watchlists and price alerts for your clients, without giving advice.
ExploreWeb trading portal
Our own order screen and trading system, offered only once NEPSE approves it.
ExploreLicensed for margin? See the risk desk view.
Book a 30-minute walkthrough. We show the client app, portal and back office on sample data, and talk through what your firm needs first.